Pellicer & Heredia – What is a mortgage abusive clause?

What is a mortgage abusive clause

What is a mortgage abusive clause? How do I know if my mortgage has one?

The Supreme Court has acknowledged that in the past there has been an unfair imbalance between lender and borrower. There have been more than 10 abusive mortgage clauses recognized and any one of these could be written in your mortgage.

In order for us to assist you, please let us see a copy of your mortgage deeds and any facturas that were paid at the time of purchasing the property (to include notary fees, land registry fees). We will then be able to review your particular scenario and let you know if you have any of the mortgage floor clauses.

The next step would be for us to make a claim on your behalf, to have your money returned to you.

PELLICER & HEREDIA Lawyers have a department specializing in the mortgage floor clauses.

For more information contact us today on 965 480 737 or 606 056 282 or Email

The information provided in this article is not intended to be legal advice, but merely conveys general information related to legal issues.

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PELLICER & HEREDIA is one of Spain’s most dynamic law firms, consisting of a multi-skilled staff, fluent in English and with many years of experience in dealing with Spanish law. In addition, a substantial amount of our work has an international aspect. We regularly act for foreign companies and private individuals representing their interests in Spain on both transactional and litigation matters. If you have any further questions about this or any other legal matter, please do not hesitate to contact us - we have a team of experts standing by to assist you in any way we can. Call 965 480 737 or email


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