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Wonderful news for housewives! Access to a pension for the retirement of housewives in Spain

Women who have worked at home without contributions are entitled to a non-contributory benefit if they meet a series of conditions.

Contributory retirement pensions are only available to workers who meet a series of retirement requirements. For example, having contributed for a minimum of 15 years. A barrier that prevents many women from accessing this type of benefit. This is the case of those who have worked all their lives but have done so as housewives, attending to household chores, and therefore without contributing Social Security fees.

These people are entitled to a retirement pension, but of the non-contributory type. That is, those that protect those who have never contributed – or not during the required minimum period – or lack the basic resources to survive. This type of benefits may be retirement or invalidity. The first of these guarantees citizens over the age of 65 an economic benefit, free medical-pharmaceutical assistance and complementary social services.

However, a number of minimum requirements must also be met. In the first place, in addition to age, people are asked to reside in Spain and have done so for ten years. A period that must be between the date of completion of the 16 years and the accrual date of the pension. And two of those years must have been consecutive and immediately prior to the date of the request for the benefit.

Rent requirements
Also, your income or earnings must be less than a certain amount per year. After the 0.9% increase decreed for pensions in 2020, that amount stands at 5,538.40 euros per year (395.60 euros per month and 14 payments).

However, when the beneficiary’s income is less than that amount but she lives with family members, she will meet the requirements when the annual income or income of all the members of his living unit is less than the stipulated amounts: 9,415.28 euros in the case that two people live together; 13,292.16 euros (three people) and 17,169.04 euros (four people).


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