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Liberty Seguros

Liberty Seguros reward customer loyalty

Until 20 December 2017, Liberty Seguros will welcome new customers and reward existing policy holders with cashback offers on both car and home insurance policies. With so many insurance providers out there today, choosing...
Cut your inheritance tax bill

Would you like to save your loved ones that big inheritance tax bill?

IHT (Inheritance Tax) planning is certainly not as simple in Spain as the UK, but there are solutions if you get the right advice. A typical scenario here in Spain is that of my clients,...
Negative vibes on UK inflation increases

Negative vibes on UK inflation increases

UK INFLATION has been steadily on the increase over the last year, and many people will undoubtedly be starting to see the impact on their wallets, particularly when sluggish wage growth is taken into...
Chorus Tracy PIc

Did you work in retail, manufacturing or banking in the UK?

IN all the years that I have been advising people on transferring pensions, I have never seen such astronomical transfer values, especially in the finance, manufacturing and retail industries. In the past, Final Salary pensions...
MORE INTEREST IN MORTGAGES

More interest in mortgages

FIGURES just released by the Spanish National Statistics Institute (INE) show mortgages on the increase in the Murcia region. During the month of June 2017, mortgages arranged rose 21.2 per cent compared to the same...
Spanish bank jobs at decade low

Spanish bank jobs at decade low

SPANISH banks are cutting back. Between 2007 and 2016 they reduced staff by about 83,000 to some 195,000 and shuttered more than 16,000 branches, according to Bank of Spain data. That trend continued into the first...
europoind

Pound to Euro expected to fall further

COULD the pound fall in value so much that it is worth only one euro? Sterling has never fallen that low before, even at the height of the financial crisis. At its lowest, in the...
PENSION

Are you putting enough into your pension?

THE 13TH annual Scottish Widows Retirement Report reveals that, despite the success of auto-enrolment – 80 per cent of 22-29 year olds are paying something into a pension – 70 per cent of them...
House keys

First-time buyers on the rise

ON a non-seasonally adjusted basis, UK Finance data shows that mortgage lending in June rose. First-time buyers borrowed £5.9bn, up 26 per cent on the previous month and 9 per cent on June 2016. This...
Mortgage Arrears

Arrears and repossessions down

THE number of mortgages in arrears of 2.5 per cent or more of the outstanding balance declined to 88,200 in the second quarter of this year, the lowest level since at least 1994 when...
Pound Coins

Check your change for old £1 coins

NOW is time to check your purses, wallets and draws and dig out those old £1 coins.  Perhaps you’ve been on a recent trip to the UK and came back with a pocket full...
EUROZONE ENJOYS RAPID GROWTH

Eurozone enjoys rapid growth

ACCORDING to official statistics, the Eurozone is now out of its decade of financial crisis. Not only that, it’s growing at a rapid rate. With Greece showing its own major signs of recovery from its...
Prudential announce major tie-up

Prudential announce major tie-up

PRUDENTIAL PLC has announced that it is to combine Prudential UK & Europe and its asset manager M&G, to form a leading savings and investments business that is ideally positioned to target growing customer...
Competition authorities give go ahead for Santander Popular deal

Competition authorities give go ahead for Spanish banks deal

EU competition authorities gave the formal green light on Tuesday for the sale of Spanish lender Banco Popular to Spain’s biggest bank Santander, the first major test of Europe's new system for dealing with...
A little richer

A little richer, household wealth in Spain on the rise

RECENT figures published by the Bank of Spain covering the first quarter of 2017 show household wealth is on the rise. During the first three months of the year, it increased by 1.74 per cent...
Flying the nest

Flying the nest

ONLY 15 per cent of the youth in Malaga province are able to emancipate themselves by the age of 30, according to The Andalucian Emancipation Observatory. Due to high unemployment levels (43 per cent) and...

Taxation of urban buildings owned by non-resident individuals

by Gonzalo Blanco IF you are a non-resident in Spain and the owner of an urban property located in this country, you will be subject to Non-Residents' Income Tax and to a local Property Tax. Non-residents...
SPAIN'S GROWTH BOOST FROM IMF

Spain’s growth boost forecast from IMF

THE INTERNATIONAL Monetary Fund (IMF) says it is raising the growth forecast for Spain in 2017 to 3.1 per cent, due to improved levels of consumption, investment and exports amid a surging post-crisis recovery. The...

Former Spanish banker found dead with gunshot wound to chest

A FORMER chairman of one of the country’s largest banks was found dead on Wednesday with a gunshot wound to the chest, Guardia Civil said. The body of Miguel Blesa, 69, who has links to...

UK state pension age to rise to 68 earlier than planned

IN a government proposal on Wednesday, it was announced Britain's state pension age should rise to 68 earlier than previously planned, meaning people born between 1970 and 1978 will need to work an extra...
PENSIONS CHALLENGE MET

Pensions challenge met

THE PENSIONS Regulator (TPR) published its Annual Report and Accounts this week showing how it has met ongoing challenges across the pensions landscape by adapting its regulatory approach. TPR has responded to increased complexity in...

“I couldn’t understand why their financial advisor recommended that fund!”

JUST AS we were expecting to be winding down for a long hot summer, Chorus has experienced an influx of people coming to see us to have their existing investments and pensions reviewed. One such...

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NEW RANGE OF MINI COOPERS LAUNCHED

New range of Mini Coopers launched

FULL-ON performance and track day thrills are guaranteed with the new MINI Cooper S Works 210 line-up, which now extends across MINI 5-door Hatch...
RTN BOOK REVIEW - THE BLACK BOOK

Book Review: The Black Book by James Patterson & David Ellis

BILLY HARNEY was born to be a cop. The son of Chicago's chief of detectives, whose twin sister is also on the force, Billy...
Help At Home needs your help

Help At Home needs your help!

HAH is a fully registered local charity made up of caring members of the local community around the Mar Menor in Spain. They are...
To the rescue

To the rescue, eagle stuck in tree in Javea

JAVEA’S emergency services rescued an eagle trapped in a pine tree in the Cap Marti area. A neighbour reported the large bird being stuck in...
SAMM report

Glorious weather but where’s the wind?

FOR the fifth week running no wind and a flat calm Mar Menor greeted the SAMM competitors as they arrived for the racing on...
AIRPORT NUMBERS TAKING OFF

Airport passenger numbers taking off

IN the same week that Alicante-Elche Airport announced growing passenger numbers and breaking all previous records, Murcia-San Javier has smashed some records of their...
Put a sock in it

Put a Sock in it

I WAS admiring shirts in one of the ubiquitous sales at Zenia Boulevard the other day, when the Princess, fresh from her own browsing,...
It’s electrifying works

Islas Marianas – It’s electrifying

THE FIRST stage of power line works in the Islas Marianas area are complete. The mayor of Infrastructures, Jose Carlos Martin announced Endesa will start...
How pets cope with loss

How pets cope with loss

HAVE you ever wondered what happens to a pet when they lose their human or animal companion? Do pets grieve? Like humans, pets too show signs...
Young piano star wows crowd

Young piano star wows crowd in Teulada-Moraira

THE Teulada-Moraira Auditori was alive last weekend as it played host to the International Piano Festival. The festival welcomed 18-year-old Carlos Santo Martinez back to Spain...
Beauty Tips - Eyelash curler 2

Bad beauty tips NOT to follow…

LEAVE these beauty tips where they belong: in the past. DON’T Heat up your eyelash curler with a hair dryer. This seems like a great idea in...
'Best Gluten Free Restaurant' is on the Marina Alta

‘Best Gluten Free Restaurant’ is on the Marina Alta

A RESTAURANT in Javea has been named the ‘Best Gluten Free Restaurant in the Valencian Region’ by FACE (Federation of Celiac Associations in Spain). RestauranteSur,...
Grumpy old man

Grumpy old man

WHAT could be more pleasant than holidaying on the shores of Golden Pond, New England as cantankerous retiree Norman Thayer and his conciliatory wife...
Marbella Mayor agrees €17.8 million project

Marbella Mayor agrees €17.8 million project to beat traffic jams

DESPITE the building of the tunnel under San Pedro Alcantara in an effort to reduce delays, the problem of traffic jams between the town...