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What is a mortgage abusive clause

Pellicer & Heredia – What is a mortgage abusive clause?

What is a mortgage abusive clause? How do I know if my mortgage has one? The Supreme Court has acknowledged that in the past there...
FINANCE Consumer confidence rises

Consumer confidence rises

SPAIN'S consumer confidence rose by 0.9 points to 100.5 points in November, indicating an optimistic perspective about the country’s economic situation, the Sociological Research...
Merry Christmas

Chorus Financial – A big Thank You!

As this will be the final article of the year from myself, I wanted to take this opportunity to thank all our regular readers...
Banco Santander cuts incentives

Banco Santander cuts incentives

BANCO SANTANDER is cutting back on interest and other incentives for some customers of its flagship current account in Spain because of pressures from...
Churning… the worst enemy of your pension or investment portfolio

Churning… the worst enemy of your pension or investment portfolio?

SO, before anyone asks, no I’ve not given up financial services to campaign against the dairy industry! Churning, in financial terms, is when a...
When choosing your insurance cover, let your broker advise you

When choosing your insurance cover, let your broker advise you!

NOWADAYS, comparison web sites are a very popular choice for anyone searching for insurance. But is that really the best way forward? Sure, if you...
When can I sell assets from my late husband’s estate

When can I sell assets from my late husband’s estate?

Q: I am a British citizen and both my husband and I have owned a property in a urbanisation in Denia. My husband died intestate...
Inheritance Tax

Pellicer & Heredia – Inheritance Tax

Q: My partner and I have been together for decades, but we are not married. What are our rights with regards to inheritance and...
Pellicer & Heredia

Pellicer & Heredia – Making it possible

Ignacio Pellicer & Pedro Heredia, are partners of the Law Firm, Pellicer & Heredia. The whole project started in 2007 just before the credit...
Floor clause mortgage success

Floor clause mortgage success

SPAIN’S Supreme Court has ruled people who have already renegotiated their mortgages with their banks can still reclaim their money in court. The decision means...

BOOK NOW: Europe’s leading finance seminar is coming to Spain

EUROPE’S leading finance seminar is coming to Spain for the first time in 2017. Visiting four popular venues on the Costa Blanca in November...
Wealth Management

What exactly happened with Continental Wealth Management?

A COUPLE more weeks have passed since the devastating revelations regarding the collapse of CWM, and as each day passes, more people are discovering...
BEWARE THE PENSION SCAMMers

Beware the pension scammers

THE PENSIONS REGULATOR (TPR) has launched new online messaging urging consumers to keep their eyes and ears open for pension scams. One of the new...

John had no idea his investment fees were so high

LAST WEEK, a gentleman, we’ll call him John, (I’ve changed his name to protect his identity) came to see me. John wanted a second...
A bilingual lawyer who understands expatriates and Spanish law

A bilingual lawyer who understands expatriates and Spanish law

ANTONIO FLORES founded the Marbella based lawyers Lawbird 15 years ago and his practice works predominantly for English speaking clients. He was educated in the...
If I renounce British citizenship, will I still be entitled to a pension from the UK

Pellicer & Heredia: What will happen to my UK pension entitlement?

Q: If I renounce British citizenship, will I still be entitled to a pension from the UK? A: Yes, of course. For the right to a retirement...
What is the mortgage floor rate

Pellicer & Heredia: What is the mortgage floor rate?

Q:What is the mortgage floor rate? How do I know if my mortgage has this? A:The mortgage floor rate is one of the many abusive...
Financial Advisor

We need to ensure this cannot happen again.

I’ve been battling with myself over the last few days as to whether to write this article, and indeed what to say. As many...
Steps Required for Inheritance in Spain

Steps required for inheritance in Spain

DEAR Mr Blanco, I am an English lady living in Spain and recently my English husband passed away. Could you please explain the necessary steps...
non-resident tax

Pellicer & Heredia: What is the non-resident tax and who does it apply to?

Q: What is the non-resident tax and who does it apply to? A: This applies to anybody who is not legally a resident in Spain,...
You’re paying how much for your QROPS

You’re paying how much for your QROPS??

Many of you will have read my article last week regarding financial advisors in Spain charging substantially more than the equivalent service in the...
Non-performing loan rate up

Non-performing loan rate up

SPAIN'S non-performing loan rate stood at 8.47 per cent in July as opposed to the 8.43 per cent of a month earlier, the Bank...

What's new...

All change for euro notes in Spain

THE European Central Bank (ECB) has unveiled the new €100 and €200 banknotes, which will enter into circulation on May 28, 2019. After the...

Celebrity Chef Steve Saunder’s hosts dream wedding do

THIS WEEK Celebrity Chef from Ready Steady Cook & Master Chef Steven Saunders, proprietor of The Little Geranium in La Cala asks Michele to...

New proposal to scrap the inheritance tax in Spain

SPAIN’S centre-right party Ciudadanos (C’s) has announced proposals for a zero rate of inheritance tax.  They have asked the PSOE Government to scrap the...

Costa del Sol celebrations of the 100th Anniversary of the RAF

MEMBERS of the RAF Association Costa del Sol Branch, together with family and friends, gathered at the Tamisa Golf Hotel to celebrate the 100th Anniversary...

Aid for those who need it most in Costa Blanca municipality

SAN VICENTE del Raspeig Council has announced that it plans to allocate €150,000 towards paying housing costs for disadvantaged families in the municipality. According to...

Countdown to new Costa Blanca market place has begun

THE countdown has begun to the start of the new market place in Orihuela. Everything is now in place for the Tuesday market to move...

New Lions Club for the Costa del Sol

AN English-speaking Lions International club has now been formed in Marbella. Founded 101 years ago, the international organisation operates in 200 countries worldwide, boasting 46,000...

Yes, the Spanish do stay in Benidorm!

EVERY year, many thousands of Spanish pensioners visit the Costa Blanca thanks to the State sponsored IMERSO project...although this year it’s going to cost...

Burn out on the Costa Blanca

FIREFIGHTERS had to remove three butane gas cylinders that were in imminent danger of exploding when a motor home caught fire. They were called to...

Jellyfish are stinging tourism on the Costa del Sol

OWNERS of beach-based attractions are counting their losses this summer after plagues of jellyfish disrupted business. As well as being an annoyance and risk to...

Safe spaces for children fill up on the Costa del Sol

A TOTAL of 842 children in ‘conflict’ situations were cared for at Family Encounter Points (PEF) in the city and region of Malaga city...

IN PICTURES: Grant A Wish Pink and Blue charity ball declared a €16,000 glittering...

A RECORD breaking €16,000 was raised for an array of worthy causes at the second Annual Oceana Grant A Wish Pink and Blue Ball. In...

Costa del Sol 14 – 20 September 2018 Issue 070

http://issuu.com/euroweeklynews/docs/070-rtn-costa-del-sol-hres?e=1965555/64497581

Costa Blanca South 14 – 20 September 2018 Issue 984

http://issuu.com/euroweeklynews/docs/984-rtn-costa-blanca-south-hres?e=1965555/64497576