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What is the mortgage floor rate

Pellicer & Heredia: What is the mortgage floor rate?

Q:What is the mortgage floor rate? How do I know if my mortgage has this? A:The mortgage floor rate is one of the many abusive clauses that you may have written in your mortgage, the...
Blue Square 1

Neighbours welcome Blue Square to Calpe

BLUE SQUARE Real Estate (Blue Square) specialises in selling property internationally and providing clients with exceptional service in over 12 languages. Blue Square hosted the Grand Opening of their Calpe office – their third on...
Buying should be simple not stressful

Buying should be simple not stressful

BUYING a property in Spain should be an exciting time and it can be a simple procedure, but for so many, it quickly becomes a complicated process when the buyer is not fully informed. The...
Blue Square Moraira 1

Blue Square Real Estate now in Calpe

BLUE SQUARE REAL ESTATE (Blue Square) specialises in selling property internationally and providing clients with exceptional service in over 12 languages. Managing Director Stuart Pratt describes Blue Square as an “international company for international clients.” The...
Property boundary questions and answers

Property boundary questions and answers

Hello my name is Mr. Smith and I have bought a second-hand property in Teulada. I had a lot of discussions with my Spanish neighbour about the boundaries of my property and I want...
Benidorm fifth in the world

Benidorm fifth in the world

ACCORDING to a recent survey conducted by TheMoveChannel.com, Benidorm became the fifth most searched-for location in the world for property in the first quarter of this 2017. According to official figures, Spanish property sales surged...
benihavis

Nice property in Spain… if you can afford it

A STREET in Murcia has been declared the area with the most expensive homes in the region. According to a study undertaken by ‘Marketplace’, the Avenida Vía Alfonso X El Sabio de Murcia features homes...
House keys

First-time buyers on the rise

ON a non-seasonally adjusted basis, UK Finance data shows that mortgage lending in June rose. First-time buyers borrowed £5.9bn, up 26 per cent on the previous month and 9 per cent on June 2016. This...
Mortgage Arrears

Arrears and repossessions down

THE number of mortgages in arrears of 2.5 per cent or more of the outstanding balance declined to 88,200 in the second quarter of this year, the lowest level since at least 1994 when...
goldhouse

The most expensive house in Spain is in the Valencia community

ONE of the most expensive houses in Spain is found in the Valencia community. Situated in Denia, this property consisting of 1,600 square metres is worth €9.5m and is high up among the overall highest...

UK landlords’ energy ratings reminder

PERHAPS you’re living in Spain but you have rented out a private or business property?  Are you aware of the new regulations brought in as part of the Energy Efficiency (Private Rented Property England...
More for the city of skyscrapers

More for Benidorm, the city of skyscrapers

BENIDORM, known as the city of skyscrapers or the Spanish Manhattan for many years is to get an addition to their front line. Under normal circumstances, such building projects wouldn’t make the news especially...
La Cala de Mijas

€125m Costa del Sol property boost

WORK to some houses on a 600-property development in La Cala de Mijas are expected to be completed within months, according to organisers. The project, which is backed by British developer, Taylor Wimpey Plc, and...
€200m luxury complex to hit the coast

€200m luxury complex to hit the Marbella coast

MARBELLA’S Golden Mile is set to host a new luxury estate offering 15 semi-detached houses following a multi-million Euro investment. Work has already begun to the project, with excavating machines preparing foundations and advertising campaigns...
Private contract, notary and registration

Private contract, notary and registration

by Gonzalo Blanco Private contracts You can legally purchase a property using a private contract, as long as it contains some minimum requirements: identification of the parties contracting, the object of the sale and the...
our Dream Home - Opens new office

Your Dream Home opens new office in Orhiuela Costa

YOUR DREAM HOME one of Spain's leading real estate agents have opened a new office in the popular La Moscacentre in Orhiuela Costa. This is the third office of Your Dream Home and we will...
Rental crackdown

Crackdown on illegal holiday property rentals has no effect on market

CURRENT government measures to prevent properties from being illegally rented have had no effect of the black rental market in Malaga, according to a trade union spokesman. During the summer season, many second-homeowners and companies...

Taxation of urban buildings owned by non-resident individuals

by Gonzalo Blanco IF you are a non-resident in Spain and the owner of an urban property located in this country, you will be subject to Non-Residents' Income Tax and to a local Property Tax. Non-residents...
DANGEROUS BOOM BLOCK IN SAN MIGUEL

Dangerous ‘boom’ block in San Miguel

AN ABANDONED building in the town of San Miguel de Salinas is causing concern to a group of residents.  They have reported the deteriorating empty block to the Town Hall and have warned them...
€5.9m property bonus

€5.9m property bonus

THIRTY-THREE publically owned buildings on the Costa del Sol are to be sold off to fund millions of Euros of projects set out in its annual budget. Velez Malaga’s Mayor, Antonio Moreno Ferrer, and the...

€4.3m property tax break on the Costa del Sol

THOUSANDS of home-owners on the Costa del Sol will benefit from help to pay their property tax, known as IBI, after Velez Malaga council ear-marked millions of euros in its 2017 budget. The move is...

Lost a deposit when a Spanish property developer went bust? Help may be...

A COMPANY set up to act for those who have lost money due to Spanish construction company liquidation expects to recover millions of euros for clients. Spanish Legal Reclaims has used a number of highly...

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Five years in prison for baby killer

Five years in prison for baby killer

A WOMAN has been sentenced to jail for killing her baby as she gave birth. The girl, who was 17 when she committed the crime,...
Eight years for murderer

Eight years for murderer

A 17-YEAR-OLD boy is facing years in prison for stabbing a man outside a nightclub. Prosecutors are asking a judge to place the boy in...
Malaga firefighters

Malaga firefighter strike still running…

A YEAR after first going on strike Malaga’s firemen have still not returned to work. The labour dispute over working conditions continues without any progress...
Eye Chart With Glasses

Ask the Optician – How to Protect Your Sight on Día de Santa Lucia

THE 13th of December is Día de Santa Lucia, the patron saint of the blind and the protector of sight. We are urging anyone...
Studio 32 enjoy a superb White Christmas

Studio 32 enjoy a superb White Christmas

AFTER months of preparation, STUDIO 32’s winter production of White Christmas premiered...and what a performance from this very talented company. From the moment the curtain...
Six top teas to aid weight loss

Six top teas to aid weight loss

Green Tea and Matcha These teas are known for increasing metabolism. A study published in the American Journal For Clinical Nutrition found that green tea...
SYNDICATE LOTTERY TICKET HOLDERS ADVISED TO MAKE IT OFFICIAL - 2

Syndicate lottery ticket holders advised to make it official

AT THIS time of the year, many groups of people in clubs and societies or even a group of friends in bars club together...
A week and a bit to go

A week and a bit to go!

CHRISTMAS is nearly here, and for many of us there are still those ‘tricky to buy for’ friends and family.  You may not think...
driving tests back on

Driving tests back on in Malaga

DRIVING EXAMINERS are back at work after a six-month strike. Five examiners will now be on duty every day after being forced to perform minimum...
Truck hits vehicle on motorway hard shoulder

Truck hits vehicle on motorway hard shoulder

A MAN was seriously injured after being hit by a truck on the A-7 motorway in Crevillente. The impact caused the victim to fall down...
This week in Germany - Market bomb discovered

This week in Germany – Market bomb discovered

Market bomb discovered GERMAN police were searching for the sender of a package initially feared to contain a bomb found near a Christmas market in...
Rockets Golf Society - Altorreal

Rockets Golf Society – Altorreal

IT WAS a long trek down the Murcia motorway to this lovely golf course but well worth the journey.  Considering the time of the...
Fake worker scams €35,000 from elderly woman

Fake worker scams €35,000 from elderly woman

A MAN pretending to be from Endesa has swindled a 90-year-old woman in Malaga City. Police are now trying to find the alleged thief who...
Crash victims demand justice

Crash victims demand justice

A GROUP of people injured when a train derailed between Malaga and Seville are planning to sue the department responsible. A firm of lawyers are...